If you submit your ACH transfer before 3:45 PM Eastern Time, your transaction will be made on that business day. Any transfer made after 3:45 PM Eastern Time will be treated as if it were made on the next business day.
If you submit your ACH transfer before 3:45 PM Eastern Time, your transaction will be made on that business day. Any transfer made after 3:45 PM Eastern Time will be treated as if it were made on the next business day.