Crediting: All ACH transfers are credited the same day, if made before 3:45 p.m.EST.
An ACH withdrawal from your Liquid Treasuries account to your bank is credited the same day to your bank, if made before 3:45 p.m.
Funds availability: Transfers or pulls from your external bank account to your Liquid Treasuries account are credited the same day, if made before 3:45 p.m. The funds have a 2-business day hold before being available.
Deposits after 3:45 PM Eastern Time will be treated as if it was the next Business Day. Saturday, Sundays and holidays are not considered business days.