Checking Account Rates and Fees

Effective as of June 20, 2024

Rate Information: The Annual Percentage Yield (“APY”) is a variable 5.00%.  Your APY may change at our discretion at any time. 

Minimum Opening Deposit: $10,000 (We may waive this at our discretion)

Minimum Relationship Balance Requirement: $10,000 (We may waive this at our discretion)

Domestic Wire Fees:

  • Incoming Wires: None
  • Outgoing Wires: None

Balance Computation Method: We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day. 

Compounding and crediting: Interest for your account will be computed daily and credited to your account on the last day of each month.  

Accrual of interest on deposits other than cash:  Interest begins to accrue on the business day you deposit noncash items (for example: ACH).